The key to getting the best offer on an impaired risk case is providing complete information. It is in the client’s and the agent’s best interest to present as much information as possible up front to facilitate the underwriting process.
O’Toole and Associates has several outlets for your tough cases
and can provide competitive offers. Here are some guidelines to help avoid
the common pitfalls of the Impaired Risk case:
We will provide you a tentative underwriting offer within 48 hours (usually
sooner). If you have medical records we are able to review these with
Complete all questions on the application and provide details to all
Take advantage of the underwriting questionnaires for different disease processes to help amplify the underwriting details.
Attach a copy of the preliminary offer you received from O’Toole and Associates:
|Copyright ©2005 O'Toole and Associates|